SBI Max Gain
HOME LOAN AS AN OVERDRAFT
· An innovative and customer-friendly product enabling the customers to earn optimal yield on their savings by reducing interest burden on Home Loans, with no extra cost.
· The loan is sanctioned as an Overdraft with added flexibility to operate the Home Loan Account like SB or Current Account. Bank also provides
Cheque Book/ATM-cum-Debit Card/Net Banking facility for the purpose.
· The product enables customers to park their surplus funds/savings in
“SBI Maxgain” (with an option to withdraw whenever required), especially in the wake of low yields on other Deposit/Investment products.
Standard Chartered, HSBC and Citibank also have similar products, but they charges 0.25% more than normal home loans rates for the OD product.
Standard Chartered, HSBC and Citibank also have similar products, but they charges 0.25% more than normal home loans rates for the OD product.
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